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Purchasing power and quick access to cash.

Reach into your wallet for one of these Citizens Bank cards, and you know you’re reaching for the safest, most reliable cards available today.

Citizens Bank Visa® Debit Card

Use it to make purchases wherever Visa® is accepted, or to withdraw cash at any ATM. Security features include EMV smart chip technology and an automated fraud monitoring service – complete with a $0 liability guarantee. Plus, our Cash Back Checking Account rewards you every time you use your card! With our card management tool in Digital Banking, you are in full control of how, when, and where your card can be used.

Visa® Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

No matter which card you choose, you'll enjoy important features like:
  • Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
  • Plus much more!
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

ATM Card

Available for free with our Advantage Savings Account. Enjoy free withdrawals at any Citizens Bank ATM, plus access to over 800 surcharge free ATMs in the ATM Access network.**

** Withdrawals at ATMs not owned by Citizens Bank will be assessed a $2.00 fee per transaction. Additional fees may be imposed by other ATM owners.

Going walletless? Say hello to new ways to pay.

Enjoy more space in your pockets and greater access to your money with new payment options.

Mobile Wallet

Connect your mobile device to your Citizens Bank Debit Card and you’ve got a Mobile Wallet powered by Apple Pay®, Samsung Pay, or Google Pay™. Use it to pay for purchases at participating retailers.


Quickly and easily send money to friends and family with Zelle.

Digital Payments

Leave your checks and stamps behind. Set up one-time or recurring payments to anyone from the utility company to the paper boy. Accessible through Digital Banking.

Apple Pay is a registered trademark of Apple Inc. Google Pay is a trademark of Google LLC.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.