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Online Banking
Rates effective as of September 9, 2022.

Checking Accounts

Account Type Minimum Deposit to Open Minimum Balance to Earn APY Interest Rate APY*
Venture Checking $100 N/A N/A N/A
Advantage Checking $100 N/A N/A N/A
Advantage Plus Checking $100 $1,000 0.02% 0.02%
Premier Checking $100 N/A N/A N/A
Community Builder Checking $100 N/A N/A N/A

Classic Money Market Account

Rate Tier Minimum Deposit to Open Minimum Balance to Earn APY Interest Rate APY*
Tier 1 $1,000 $0.01 - $24,999.99 0.05% 0.05%
Tier 2 $1,000 $25,000 - $99,999.99 0.25% 0.25%
Tier 3 $1,000 $100,000 - $299,999.99 0.55% 0.55%
Tier 4 $1,000 $300,000 - $499,999.99 0.60%
0.60%
Tier 5 $1,000 $500,000 and over 0.65% 0.65%

Savings Accounts

Account Type Minimum Deposit to Open Minimum Balance to Earn APY Interest Rate APY*
Advantage Savings Tier 1 $100 $0.01 - $4,999.99 0.03% 0.03%
Advantage Savings Tier 2 $100 $5,000 and over 0.03% 0.03%

Certificates of Deposit (CDs)

Account Type Minimum Balance Interest Rate APY*
14 Month SPECIAL
$10,000
(New Money Only)
1.49% 1.50%
26 Month SPECIAL
$10,000
(New Money Only)
1.83% 1.85%
Flexible Add-On (6-12 month terms) $250 0.30% 0.30%
1 Year
$1,000
0.40%
0.40%
2 Year
$1,000
0.50%
0.50%
3 Year
$1,000
0.60%
0.60%
4 Year
$1,000
0.70%
0.70%
5 Year
$1,000
0.80%
0.80%
*APY = Annual Percentage Yield
Fees may reduce earnings.
 
New money is defined as deposits not previously held by Citizens Bank.
 
Checking, Savings, & Money Markets:
  • Rates may change at any time
CDs:
  • A penalty will be imposed for early withdrawal
  • Rates are subject to change at maturity