Rates effective as of January 10, 2023
Checking Accounts
| Account Type | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|---|
| Venture Checking | $100 | N/A | N/A | N/A |
| Advantage Checking | $100 | N/A | N/A | N/A |
| Advantage Plus Checking | $100 | $1,000 | 0.02% | 0.02% |
| Premier Checking | $100 | N/A | N/A | N/A |
| Community Builder Checking | $100 | N/A | N/A | N/A |
Classic Money Market Account
| Rate Tier | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|---|
| Tier 1 | $1,000 | $0.01 - $24,999.99 | 1.00% | 1.00% |
| Tier 2 | $1,000 | $25,000 - $99,999.99 | 1.00% | 1.00% |
| Tier 3 | $1,000 | $100,000 - $299,999.99 | 1.00% | 1.00% |
| Tier 4 | $1,000 | $300,000 - $499,999.99 | 1.24% |
1.25%
|
| Tier 5 | $1,000 | $500,000 and over | 1.49% | 1.50% |
Savings Accounts
| Account Type | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|---|
| Advantage Savings Tier 1 | $100 | $0.01 - $4,999.99 | 0.03% | 0.03% |
| Advantage Savings Tier 2 | $100 | $5,000 and over | 0.03% | 0.03% |
Certificates of Deposit (CDs)
| Account Type | Minimum Balance | Interest Rate | APY* |
|---|---|---|---|
| 14 Month SPECIAL |
$10,000
|
3.45% | 3.51% |
| 26 Month SPECIAL |
$50,000
|
4.03% | 4.11% |
| Flexible Add-On (6-12 month terms) | $250 | 0.40% | 0.40% |
| 1 Year |
$1,000
|
0.60%
|
0.60%
|
| 2 Year |
$1,000
|
0.70%
|
0.70%
|
| 3 Year |
$1,000
|
1.05%
|
1.05%
|
| 4 Year |
$1,000
|
1.14%
|
1.15%
|
| 5 Year |
$1,000
|
1.24%
|
1.25%
|
*APY = Annual Percentage Yield
Fees may reduce earnings.
Fees may reduce earnings.
Checking, Savings, & Money Markets:
- Rates may change at any time
CDs:
- A penalty will be imposed for early withdrawal
- Rates are subject to change at maturity