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Citizens Bank
Online Banking
Rates effective as of January 10, 2019.

Business Checking Accounts

Account Type Minimum Deposit to Open Minimum Balance to Earn APY Interest Rate APY*
Business Venture Checking $100 N/A
 N/A
 N/A
Business Advantage Checking $100 
 N/A
 N/A
 N/A
Business Advantage Plus Checking $100 
 $1,000 0.10% 0.10%
Business Premier Checking $100 
 N/A
 N/A
 N/A
Community Builder Checking $100 
 N/A
 N/A
 N/A
 

Business Money Market Accounts

Account Type
 Minimum Deposit to Open
 Minimum Balance to Earn APY
 Interest Rate 
 APY*
Money Market Tier 1 $1,000 $0.25 - $24,999.99 0.25% 0.25%
Money Market Tier 2 $1,000 
 $25,000 - $99,999.99 0.40% 0.40%
Money Market Tier 3
 $1,000 
 $100,000 - $299,999.99 0.75% 0.75% 
Money Market Tier 4
 $1,000 
 $300,000 - $499,999.99 1.24% 1.25% 
Money Market Tier 5
 $1,000 
 $500,000 and over 2.37% 2.40%


Business Savings Accounts

Account Type Minimum Deposit to Open
 Minimum Balance to Earn APY
 Interest Rate 
 APY*
Business Advantage Savings Tier 1  $100 
 $0.25 - $4,999.99 
 0.10% 
 0.10% 
Business Advantage Savings Tier 2
 $100 
 $5,000 and over 
 0.15% 
 0.15% 
 

Certificates of Deposit (CDs)

Account Type Minimum Balance Interest Rate APY*
Flexible Add-On (6-12 month terms) $250 0.55% 0.55%
6-Month
$1,000
$10,000
$25,000
0.65%
0.75%
1.00%
0.65%
0.75%
1.00%
12-Month
$1,000
$10,000
$25,000
1.59%
1.74%
1.88%
1.60%
1.75%
1.90%
15-Month $5,000 2.18% 2.20%
24-Month
$1,000
$10,000
$25,000
2.23%
2.33%
2.47%
2.25%
2.36%
2.50%
26-Month $5,000 2.52% 2.55%
36-Month
$1,000
$10,000
$25,000
2.28%
2.52%
2.62%
2.30%
2.55%
2.65%
48-Month
$1,000
$10,000
$25,000
2.33%
2.57%
2.67%
2.36%
2.60%
2.70%
*APY = Annual Percentage Yield
Fees may reduce earnings.
 
Checking, Savings, & Money Market:
  • Rates may change at any time
CDs:
  • A penalty will be imposed for early withdrawal
  • Rates are subject to change at maturity