Rates effective as of May 10, 2022.
Checking Accounts
Account Type | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
---|---|---|---|---|
Advantage Checking | $50 | N/A | N/A | N/A |
Advantage Plus Checking | $1,000 | $1,000 | 0.02% | 0.02% |
Smart Start Checking | $50 | N/A | N/A | N/A |
Cash Back Checking | $50 | $1,000 | 0.02% | 0.02% |
Classic Money Market Account
Rate Tier | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
---|---|---|---|---|
Tier 1 | $1,000 | $0.01 - $24,999.99 | 0.03% | 0.03% |
Tier 2 | $1,000 | $25,000 - $99,999.99 | 0.10% | 0.10% |
Tier 3 | $1,000 | $100,000 - $299,999.99 | 0.13% | 0.13% |
Tier 4 | $1,000 |
$300,000 - $499,999.99 | 0.14% | 0.14% |
Tier 5 | $1,000 |
$500,000 and over | 0.15% | 0.15% |
Savings Accounts
Account Type | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
---|---|---|---|---|
Advantage Savings Tier 1 | $100 | $0.01 - $4,999.99 | 0.03% | 0.03% |
Advantage Savings Tier 2 |
$100 | $5,000 and over | 0.03% | 0.03% |
Ca$h Savings Club | $10 | $0.01 | 0.03% |
0.03% |
Certificates of Deposit (CDs)
Account Type | Minimum Balance | Interest Rate | APY* |
---|---|---|---|
Flexible Add-On (6-12 month terms) | $250 | 0.10% | 0.10% |
1 Year |
$1,000
|
0.15%
|
0.15%
|
2 Year |
$1,000
|
0.20%
|
0.20%
|
3 Year |
$1,000
|
0.30%
|
0.30%
|
4 Year |
$1,000
|
0.35%
|
0.35%
|
5 Year |
$1,000
|
0.45%
|
0.45%
|
Individual Retirement Account (IRA)
Account Type | Minimum Deposit to Open |
Interest Rate |
APY* |
---|---|---|---|
Fixed Rate 6 Month | $100 | 0.10% | 0.10% |
Fixed Rate 1 Year |
$100 |
0.15% | 0.15% |
Fixed Rate 2 Year |
$100 |
0.20% | 0.20% |
Fixed Rate 3 Year |
$100 |
0.30% |
0.30% |
Fixed Rate 4 Year |
$100 |
0.35% | 0.35% |
Health Savings Account (HSA)
Rate Tier | Minimum Deposit to Open |
Minimum Balance to Earn APY |
Interest Rate |
APY* |
---|---|---|---|---|
Tier 1 | $100 | $0.01 - $24,999.99 | 0.03% | 0.03% |
Tier 2 |
$100 |
$25,000 - $99,999.99 | 0.05% |
0.05% |
Tier 3 |
$100 |
$100,000 - $299,999.99 | 0.07% | 0.07% |
Tier 4 |
$100 |
$300,000 - $499,999.99 | 0.09% | 0.09% |
Tier 5 |
$100 |
$500,000 and over | 0.10% | 0.10% |
*APY = Annual Percentage Yield
Fees may reduce earnings.
Fees may reduce earnings.
Checking, Savings, Money Markets & HSAs:
- Rates may change at any time
CDs & IRAs:
- A penalty will be imposed for early withdrawal
- Rates are subject to change at maturity