Rates effective as of September 9, 2019.
Checking Accounts
| Account Type | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|---|
| Advantage Checking | $50 | N/A | N/A | N/A |
| Advantage Plus Checking | $1,000 | $1,000 | 0.08% | 0.08% |
| Smart Start Checking | $50 | N/A | N/A | N/A |
| Cash Back Checking | $50 | $1,000 | 0.08% | 0.08% |
Classic Money Market Account
| Rate Tier | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|---|
| Tier 1 | $1,000 | $0.25 - $24,999.99 | 0.20% | 0.20% |
| Tier 2 | $1,000 | $25,000 - $99,999.99 | 0.35% | 0.35% |
| Tier 3 | $1,000 | $100,000 - $299,999.99 | 0.70% | 0.70% |
| Tier 4 | $1,000 |
$300,000 - $499,999.99 | 1.24% | 1.25% |
| Tier 5 | $1,000 |
$500,000 and over | 2.17% | 2.19% |
High Yield Indexed Money Market Account
| Rate Tier | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|---|
| Tier 1 | $25,000 | $0.25 - $99,999.99 | 0.30% | 0.30% |
| Tier 2 | $25,000 | $100,000 - $199,999.99 | 1.10% | 1.11% |
| Tier 3 | $25,000 | $200,000 - $299,999.99 | 1.35% | 1.36% |
| Tier 4 | $25,000 |
$300,000 - $399,999.99 | 1.80% | 1.81% |
| Tier 5 | $25,000 |
$400,000 and over | 1.95% | 1.97% |
Savings Accounts
| Account Type | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|---|
| Advantage Savings Tier 1 | $100 | $0.25 - $4,999.99 | 0.08% | 0.08% |
| Advantage Savings Tier 2 |
$100 | $5,000 and over | 0.15% | 0.15% |
| Ca$h Savings Club | $10 | $0.25 | 0.08% |
0.08% |
Certificates of Deposit (CDs)
| Account Type | Minimum Balance | Interest Rate | APY* |
|---|---|---|---|
| Flexible Add-On (6-12 month terms) | $250 | 0.55% | 0.55% |
| 6-Month |
$1,000
$10,000
$25,000
|
0.65%
0.75%
1.00%
|
0.65%
0.75%
1.00%
|
| 12-Month |
$1,000
$10,000
$25,000
|
1.59%
1.74%
1.88%
|
1.60%
1.75%
1.90%
|
| 15-Month | $5,000 | 2.18% | 2.20% |
| 24-Month |
$1,000
$10,000
$25,000
|
2.23%
2.33%
2.42%
|
2.25%
2.36%
2.45%
|
| 26-Month | $5,000 | 2.47% | 2.50% |
| 36-Month |
$1,000
$10,000
$25,000
|
2.28%
2.42%
2.52%
|
2.30%
2.45%
2.55%
|
| 48-Month |
$1,000
$10,000
$25,000
|
2.33%
2.47%
2.57%
|
2.36%
2.50%
2.60%
|
Individual Retirement Account (IRA)
| Account Type | Minimum Deposit to Open |
Interest Rate |
APY* |
|---|---|---|---|
| Fixed Rate 6-Month | $500 | 1.00% | 1.00% |
| Fixed Rate 1-Year |
$500 |
1.88% | 1.90% |
| Fixed Rate 2-Year |
$500 |
2.42% | 2.45% |
| Fixed Rate 3-Year |
$500 |
2.52% | 2.55% |
| Fixed Rate 4-Year |
$500 |
2.57% | 2.60% |
Health Savings Account (HSA)
| Rate Tier | Minimum Deposit to Open |
Minimum Balance to Earn APY |
Interest Rate |
APY* |
|---|---|---|---|---|
| Tier 1 | $100 | $0.25 - $24,999.99 | 0.20% | 0.20% |
| Tier 2 |
$100 |
$25,000 - $99,999.99 | 0.35% | 0.35% |
| Tier 3 |
$100 |
$100,000 - $299,999.99 | 0.70% | 0.70% |
| Tier 4 |
$100 |
$300,000 - $499,999.99 | 1.24% | 1.25% |
| Tier 5 |
$100 |
$500,000 and over | 2.17% | 2.19% |
*APY = Annual Percentage Yield
Fees may reduce earnings.
Fees may reduce earnings.
Checking, Savings, Money Markets & HSAs:
- Rates may change at any time
CDs & IRAs:
- A penalty will be imposed for early withdrawal
- Rates are subject to change at maturity