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Online Banking
Rates effective as of November 8, 2019.

Checking Accounts

Account Type Minimum Deposit to Open Minimum Balance to Earn APY Interest Rate APY*
Advantage Checking $50 N/A N/A N/A
Advantage Plus Checking $1,000 $1,000 0.08% 0.08%
Smart Start Checking $50 N/A N/A N/A
Cash Back Checking $50 $1,000 0.08% 0.08%
 

Classic Money Market Account

Rate Tier Minimum Deposit to Open Minimum Balance to Earn APY Interest Rate APY*
Tier 1 $1,000 $0.25 - $24,999.99 0.20% 0.20%
Tier 2 $1,000 $25,000 - $99,999.99 0.35% 0.35%
Tier 3 $1,000 $100,000 - $299,999.99 0.60% 0.60%
Tier 4 $1,000 
$300,000 - $499,999.99 1.24% 1.25%
Tier 5 $1,000 
$500,000 and over 1.92% 1.94%
 

High Yield Indexed Money Market Account

Rate Tier Minimum Deposit to Open Minimum Balance to Earn APY Interest Rate APY*
Tier 1 $25,000 $0.25 - $99,999.99 0.10% 0.10%
Tier 2 $25,000 $100,000 - $199,999.99 0.59% 0.59%
Tier 3 $25,000 $200,000 - $299,999.99 0.84% 0.84%
Tier 4 $25,000 
$300,000 - $399,999.99 1.29% 1.30%
 Tier 5 $25,000 
$400,000 and over 1.44% 1.45%
 

Savings Accounts

Account Type Minimum Deposit to Open Minimum Balance to Earn APY Interest Rate APY*
Advantage Savings Tier 1 $100 $0.25 - $4,999.99 0.08% 0.08%
Advantage Savings Tier 2
$100 $5,000 and over 0.13% 0.13%
Ca$h Savings Club $10 $0.25 0.08% 
0.08%
 

Certificates of Deposit (CDs)

Account Type Minimum Balance Interest Rate APY*
Flexible Add-On (6-12 month terms) $250 0.55% 0.55%
6-Month
$1,000
$10,000
$25,000
0.65%
0.75%
1.00%
0.65%
0.75%
1.00%
12-Month
$1,000
$10,000
$25,000
1.59%
1.69%
1.79%
1.60%
1.70%
1.80%
15-Month $5,000 1.93% 1.95%
24-Month
$1,000
$10,000
$25,000
1.98%
2.03%
2.08%
2.00%
2.05%
2.10%
26-Month $5,000 2.08% 2.10%
36-Month
$1,000
$10,000
$25,000
1.88%
1.93%
1.98%
1.90%
1.95%
2.00%
48-Month
$1,000
$10,000
$25,000
1.93%
1.98%
2.03%
1.95%
2.00%
2.05%
 

Individual Retirement Account (IRA)

Account Type Minimum Deposit to Open
Interest Rate 
APY*
Fixed Rate 6-Month $500 1.00% 1.00%
Fixed Rate 1-Year
$500 
1.79% 1.80%
Fixed Rate 2-Year
$500 
2.08% 2.10%
Fixed Rate 3-Year
$500 
2.13% 2.15%
Fixed Rate 4-Year
$500 
2.18% 2.20%

 

Health Savings Account (HSA)

Rate Tier Minimum Deposit to Open
Minimum Balance to Earn APY
Interest Rate 
APY*
Tier 1 $100 $0.25 - $24,999.99 0.20% 0.20%
Tier 2
$100 
$25,000 - $99,999.99 0.35% 0.35%
Tier 3
$100 
$100,000 - $299,999.99 0.70% 0.70%
Tier 4
$100 
$300,000 - $499,999.99 1.24% 1.25%
Tier 5
$100 
$500,000 and over 1.92% 1.94%
*APY = Annual Percentage Yield
Fees may reduce earnings.
 
Checking, Savings, Money Markets & HSAs:
  • Rates may change at any time
CDs & IRAs:
  • A penalty will be imposed for early withdrawal
  • Rates are subject to change at maturity