Rates effective as of March 27, 2020.
Checking Accounts
| Account Type | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|---|
| Advantage Checking | $50 | N/A | N/A | N/A |
| Advantage Plus Checking | $1,000 | $1,000 | 0.06% | 0.06% |
| Smart Start Checking | $50 | N/A | N/A | N/A |
| Cash Back Checking | $50 | $1,000 | 0.06% | 0.06% |
Classic Money Market Account
| Rate Tier | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|---|
| Tier 1 | $1,000 | $0.25 - $24,999.99 | 0.10% | 0.10% |
| Tier 2 | $1,000 | $25,000 - $99,999.99 | 0.20% | 0.20% |
| Tier 3 | $1,000 | $100,000 - $299,999.99 | 0.30% | 0.30% |
| Tier 4 | $1,000 |
$300,000 - $499,999.99 | 1.00% | 1.00% |
| Tier 5 | $1,000 |
$500,000 and over | 1.62% | 1.63% |
High Yield Indexed Money Market Account
| Rate Tier | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|---|
| Tier 1 | $25,000 | $0.25 - $99,999.99 | 0.10% | 0.10% |
| Tier 2 | $25,000 | $100,000 - $199,999.99 | 0.45% | 0.45% |
| Tier 3 | $25,000 | $200,000 - $299,999.99 | 0.70% | 0.70% |
| Tier 4 | $25,000 |
$300,000 - $399,999.99 | 1.15% | 1.16% |
| Tier 5 | $25,000 |
$400,000 and over | 1.30% | 1.31% |
Savings Accounts
| Account Type | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|---|
| Advantage Savings Tier 1 | $100 | $0.25 - $4,999.99 | 0.06% | 0.06% |
| Advantage Savings Tier 2 |
$100 | $5,000 and over | 0.10% | 0.10% |
| Ca$h Savings Club | $10 | $0.25 | 0.06% |
0.06% |
Certificates of Deposit (CDs)
| Account Type | Minimum Balance | Interest Rate | APY* |
|---|---|---|---|
| Flexible Add-On (6-12 month terms) | $250 | 0.25% | 0.25% |
| 6-Month |
$1,000
$10,000
$25,000
|
0.35%
0.45%
0.70%
|
0.35%
0.45%
0.70%
|
| 12-Month |
$1,000
$10,000
$25,000
|
1.09%
1.19%
1.29%
|
1.10%
1.20%
1.30%
|
| 15-Month | $5,000 | 1.49% | 1.50% |
| 24-Month |
$1,000
$10,000
$25,000
|
1.44%
1.49%
1.54%
|
1.45%
1.50%
1.55%
|
| 26-Month | $5,000 | 1.59% | 1.60% |
| 36-Month |
$1,000
$10,000
$25,000
|
1.49%
1.54%
1.59%
|
1.50%
1.55%
1.60%
|
| 48-Month |
$1,000
$10,000
$25,000
|
1.49%
1.54%
1.59%
|
1.50%
1.55%
1.60%
|
Individual Retirement Account (IRA)
| Account Type | Minimum Deposit to Open |
Interest Rate |
APY* |
|---|---|---|---|
| Fixed Rate 6-Month | $100 | 0.70% | 0.70% |
| Fixed Rate 1-Year |
$100 |
1.29% | 1.30% |
| Fixed Rate 2-Year |
$100 |
1.54% | 1.55% |
| Fixed Rate 3-Year |
$100 |
1.59% | 1.60% |
| Fixed Rate 4-Year |
$100 |
1.59% | 1.60% |
Health Savings Account (HSA)
| Rate Tier | Minimum Deposit to Open |
Minimum Balance to Earn APY |
Interest Rate |
APY* |
|---|---|---|---|---|
| Tier 1 | $100 | $0.25 - $24,999.99 | 0.10% | 0.10% |
| Tier 2 |
$100 |
$25,000 - $99,999.99 | 0.20% | 0.20% |
| Tier 3 |
$100 |
$100,000 - $299,999.99 | 0.30% | 0.30% |
| Tier 4 |
$100 |
$300,000 - $499,999.99 | 1.00% | 1.00% |
| Tier 5 |
$100 |
$500,000 and over | 1.62% | 1.63% |
*APY = Annual Percentage Yield
Fees may reduce earnings.
Fees may reduce earnings.
Checking, Savings, Money Markets & HSAs:
- Rates may change at any time
CDs & IRAs:
- A penalty will be imposed for early withdrawal
- Rates are subject to change at maturity