Rates effective as of January 10, 2023.
Checking Accounts
Account Type | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
---|---|---|---|---|
Advantage Checking | $50 | N/A | N/A | N/A |
Advantage Plus Checking | $1,000 | $1,000 | 0.02% | 0.02% |
Smart Start Checking | $50 | N/A | N/A | N/A |
Cash Back Checking | $50 | $1,000 | 0.02% | 0.02% |
Classic Money Market Account
Rate Tier | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
---|---|---|---|---|
Tier 1 | $1,000 | $0.01 - $24,999.99 | 1.00% | 1.00% |
Tier 2 | $1,000 | $25,000 - $99,999.99 | 1.00% | 1.00% |
Tier 3 | $1,000 | $100,000 - $299,999.99 | 1.00% | 1.00% |
Tier 4 | $1,000 |
$300,000 - $499,999.99 | 1.24% | 1.25% |
Tier 5 | $1,000 |
$500,000 and over | 1.49% | 1.50% |
Savings Accounts
Account Type | Minimum Deposit to Open | Minimum Balance to Earn APY | Interest Rate | APY* |
---|---|---|---|---|
Advantage Savings Tier 1 | $100 | $0.01 - $4,999.99 | 0.03% | 0.03% |
Advantage Savings Tier 2 |
$100 | $5,000 and over | 0.03% | 0.03% |
Ca$h Savings Club | $10 | $0.01 | 0.03% |
0.03% |
Certificates of Deposit (CDs)
Account Type | Minimum Balance | Interest Rate | APY* |
---|---|---|---|
14 Month SPECIAL |
$10,000
|
3.45% | 3.51% |
26 Month SPECIAL |
$50,000
|
4.03% | 4.11% |
Flexible Add-On (6-12 month terms) | $250 | 0.40% | 0.40% |
1 Year |
$1,000
|
0.60%
|
0.60%
|
2 Year |
$1,000
|
0.70%
|
0.70%
|
3 Year |
$1,000
|
1.05%
|
1.05%
|
4 Year |
$1,000
|
1.14%
|
1.15%
|
5 Year |
$1,000
|
1.24%
|
1.25%
|
Individual Retirement Account (IRA)
Account Type | Minimum Deposit to Open |
Interest Rate |
APY* |
---|---|---|---|
Fixed Rate 6 Month | $100 | 0.65% | 0.65% |
Fixed Rate 1 Year |
$100 |
0.85% | 0.85% |
Fixed Rate 2 Year |
$100 |
0.95% | 0.95% |
Fixed Rate 3 Year |
$100 |
1.05% |
1.05% |
Fixed Rate 4 Year |
$100 |
1.14% | 1.15% |
Health Savings Account (HSA)
Rate Tier | Minimum Deposit to Open |
Minimum Balance to Earn APY |
Interest Rate |
APY* |
---|---|---|---|---|
Tier 1 | $100 | $0.01 - $24,999.99 | 0.20% | 0.20% |
Tier 2 |
$100 |
$25,000 - $99,999.99 | 0.75% |
0.75% |
Tier 3 |
$100 |
$100,000 - $299,999.99 | 1.00% | 1.00% |
Tier 4 |
$100 |
$300,000 - $499,999.99 | 1.24% | 1.25% |
Tier 5 |
$100 |
$500,000 and over | 1.49% | 1.50% |
*APY = Annual Percentage Yield
Fees may reduce earnings.
Fees may reduce earnings.
Checking, Savings, Money Markets & HSAs:
- Rates may change at any time
CDs & IRAs:
- A penalty will be imposed for early withdrawal
- Rates are subject to change at maturity