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Online Banking
Rates effective as of January 10, 2019.

Personal Checking Accounts

Account Type Minimum Deposit to Open Minimum Balance to Earn APY Interest Rate APY*
Advantage Checking $50 N/A N/A N/A
Advantage Plus Checking $1,000 $1,000 0.10% 0.10%
Smart Start Checking $50 N/A N/A N/A
Cash Back Checking $50 $1,000 0.10% 0.10%
 

Personal Money Market Accounts

Account Type Minimum Deposit to Open Minimum Balance to Earn APY Interest Rate APY*
Money Market Tier 1 $1,000 $0.25 - $24,999.99 0.25% 0.25%
Money Market Tier 2 $1,000 $25,000 - $99,999.99 0.40% 0.40%
Money Market Tier 3 $1,000 $100,000 - $299,999.99 0.75% 0.75%
Money Market Tier 4 $1,000 
$300,000 - $499,999.99 1.24% 1.25%
Money Market Tier 5 $1,000 
$500,000 and over 2.37% 2.40%
 

Personal Savings Accounts

Account Type Minimum Deposit to Open Minimum Balance to Earn APY Interest Rate APY*
Advantage Savings Tier 1 $100 $0.25 - $4,999.99 0.10% 0.10%
Advantage Savings Tier 2
$100 $5,000 and over 0.15% 0.15%
Ca$h Savings Club $10 $0.25 0.10% 
0.10%
 

Certificates of Deposit (CDs)

Account Type Minimum Balance Interest Rate APY*
Flexible Add-On (6-12 month terms) $250 0.55% 0.55%
6-Month
$1,000
$10,000
$25,000
0.65%
0.75%
1.00%
0.65%
0.75%
1.00%
12-Month
$1,000
$10,000
$25,000
1.59%
1.74%
1.88%
1.60%
1.75%
1.90%
15-Month $5,000 2.18% 2.20%
24-Month
$1,000
$10,000
$25,000
2.23%
2.33%
2.47%
2.25%
2.36%
2.50%
26-Month $5,000 2.52% 2.55%
36-Month
$1,000
$10,000
$25,000
2.28%
2.52%
2.62%
2.30%
2.55%
2.65%
48-Month
$1,000
$10,000
$25,000
2.33%
2.57%
2.67%
2.36%
2.60%
2.70%
 

Individual Retirement Account (IRA)

Account Type Minimum Deposit to Open
Interest Rate 
APY*
Fixed Rate 6-Month $500 1.00% 1.00%
Fixed Rate 1-Year
$500 
1.88% 1.90%
Fixed Rate 2-Year
$500 
2.47% 2.50%
Fixed Rate 3-Year
$500 
2.62% 2.65%
Fixed Rate 4-Year
$500 
2.67% 2.70%

 

Health Savings Account (HSA)

Account Type Minimum Deposit to Open
Minimum Balance to Earn APY
Interest Rate 
APY*
Health Savings Account Tier 1 $100 $0.25 - $24,999.99 0.25% 0.25%
Health Savings Account Tier 2
$100 
$25,000 - $99,999.99 0.40% 0.40%
Health Savings Account Tier 3
$100 
$100,000 - $299,999.99 0.75% 0.75%
Health Savings Account Tier 4
$100 
$300,000 - $499,999.99 1.24% 1.25%
Health Savings Account Tier 5
$100 
$500,000 and over 2.37% 2.40%
*APY = Annual Percentage Yield
Fees may reduce earnings.
 
Checking, Savings, Money Market & HSAs:
  • Rates may change at any time
CDs & IRAs:
  • A penalty will be imposed for early withdrawal
  • Rates are subject to change at maturity