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Online Banking
Rates effective as of July 21, 2020.

Checking Accounts

Account Type Minimum Deposit to Open Minimum Balance to Earn APY Interest Rate APY*
Advantage Checking $50 N/A N/A N/A
Advantage Plus Checking $1,000 $1,000 0.02% 0.02%
Smart Start Checking $50 N/A N/A N/A
Cash Back Checking $50 $1,000 0.02% 0.02%
 

Classic Money Market Account

Rate Tier Minimum Deposit to Open Minimum Balance to Earn APY Interest Rate APY*
Tier 1 $1,000 $0.25 - $24,999.99 0.05% 0.05%
Tier 2 $1,000 $25,000 - $99,999.99 0.10% 0.10%
Tier 3 $1,000 $100,000 - $299,999.99 0.15% 0.15%
Tier 4 $1,000 
$300,000 - $499,999.99 0.20% 0.20%
Tier 5 $1,000 
$500,000 and over 0.20% 0.20%
 

High Yield Indexed Money Market Account

Rate Tier Minimum Deposit to Open Minimum Balance to Earn APY Interest Rate APY*
Tier 1 $25,000 $0.25 - $99,999.99 0.10% 0.10%
Tier 2 $25,000 $100,000 - $199,999.99 0.10% 0.10%
Tier 3 $25,000 $200,000 - $299,999.99 0.10% 0.10%
Tier 4 $25,000 
$300,000 - $399,999.99 0.10% 0.10%
 Tier 5 $25,000 
$400,000 and over 0.10% 0.10%
 

Savings Accounts

Account Type Minimum Deposit to Open Minimum Balance to Earn APY Interest Rate APY*
Advantage Savings Tier 1 $100 $0.25 - $4,999.99 0.03% 0.03%
Advantage Savings Tier 2
$100 $5,000 and over 0.05% 0.05%
Ca$h Savings Club $10 $0.25 0.03%
0.03%
 

Certificates of Deposit (CDs)

Account Type Minimum Balance Interest Rate APY*
Flexible Add-On (6-12 month terms) $250 0.10% 0.10%
6-Month
$1,000
$10,000
$25,000
0.10%
0.15%
0.20%
0.10%
0.15%
0.20%
12-Month
$1,000
$10,000
$25,000
0.25%
0.30%
0.35%
0.25%
0.30%
0.35%
15-Month $5,000 0.40% 0.40%
24-Month
$1,000
$10,000
$25,000
0.35%
0.40%
0.45%
0.35%
0.40%
0.45%
26-Month $5,000 0.50% 0.50%
36-Month
$1,000
$10,000
$25,000
0.45%
0.50%
0.55%
0.45%
0.50%
0.55%
48-Month
$1,000
$10,000
$25,000
0.55%
0.60%
0.65%
0.55%
0.60%
0.65%
 

Individual Retirement Account (IRA)

Account Type Minimum Deposit to Open
Interest Rate 
APY*
Fixed Rate 6-Month $100 0.20% 0.20%
Fixed Rate 1-Year
$100 
0.35% 0.35%
Fixed Rate 2-Year
$100 
0.45% 0.45%
Fixed Rate 3-Year
$100 
0.55%
0.55%
Fixed Rate 4-Year
$100 
0.65% 0.65%

 

Health Savings Account (HSA)

Rate Tier Minimum Deposit to Open
Minimum Balance to Earn APY
Interest Rate 
APY*
Tier 1 $100 $0.25 - $24,999.99 0.05% 0.05%
Tier 2
$100 
$25,000 - $99,999.99 0.10%
0.10%
Tier 3
$100 
$100,000 - $299,999.99 0.15% 0.15%
Tier 4
$100 
$300,000 - $499,999.99 0.20% 0.20%
Tier 5
$100 
$500,000 and over 0.20% 0.20%
*APY = Annual Percentage Yield
Fees may reduce earnings.
 
Checking, Savings, Money Markets & HSAs:
  • Rates may change at any time
CDs & IRAs:
  • A penalty will be imposed for early withdrawal
  • Rates are subject to change at maturity