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Why wait to buy or refi?

African American couple moving into a homeWhile it is true that mortgage rates have gone up over the last year, that doesn’t mean now is a “bad” time to get a home loan. With Citizens Bank, you can get a home loan now and -- if rates come down -- refinance with us later and save $650 on closing costs.

Do you have more questions on the program? Reach out to one of our experienced lenders!

Discount good for one refinance 135 days to 24 months after initial loan closing to a fixed rate secondary market mortgage loan only. Subsequent loan subject to new credit approval. Promotion must be mentioned at the application of the subsequent loan to receive closing cost reduction. Citizens Bank makes no guarantee that interest rates will be lower within the timeframe of this promotion. Valid on 1-4 family owner occupied properties in the state of Wisconsin only. Other terms, conditions, restrictions, and fees may apply. Offer valid through 6/30/2024.
NMLS #746419 - Citizens Bank is an Equal Housing Lender