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Citizens Investment Services
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Planning for the future starts now.

At Citizens Investment Services, we understand that paying for your children's college education can be financially draining, which is why we work with you to select the suitable plan based on your current situation, and adjust as your financial needs change.
While they say that you can't put a price on a college education, you can act now to put practices into place with the goal to make it less expensive for the future.

Saving for an Education

Different college savings plans have different advantages. We'll explore all your options to see what might be suitable for you and your children, including:

529 Education Plans

These tax-advantaged savings plans encourage saving for future private high school and higher education costs.

Coverdell Education Savings Accounts

These accounts help pay for education costs through tax-free earnings growth and tax-free withdrawals for qualifying purchases.
Learn more about college savings plans.
Schedule your complimentary, no-obligation initial review with a financial consultant today.

The importance of an annual review.

The continual pursuit of success requires an ongoing review of your financial situation and the strategies you have in place. We provide no-obligation financial reviews as needed, providing an opportunity to continually access your strategies throughout the seasons of your life.

Prior to investing in a 529 Plan investors should consider whether the investor's or designated beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state's qualified tuition program. Withdrawals used for qualified expenses are federally tax free. Tax treatment at the state level may vary. Please consult with your tax advisor before investing.